Protection & Insurance
The issue of suitable insurance is a complicated topic. Many contractors claiming to be fully insured may appear to have the correct insurance to undertake works for you but in many cases clauses and exclusions within their policies do not cover key elements such as:
Working At Heights
This refers to working above 6 feet. Even with suitable insurance in place you need to ensure that a risk assessment is created by your contractor as all working at height activities are considered as a significant risk.
Working With Heat
This refers to any heat creating appliance “Heat creating appliances” does not mean just blow torches and heat guns! You should also consider heaters, dryers, grinders and even some paint removal and drilling tools.
Asbestos
Before you undertake works on your property you are required “by Law” to have an asbestos survey undertaken. If this is not undertaken both you and your contractor are at risk of prosecution along with the ongoing health risk.
It would be virtually impossible for someone without relevant experience to manage these risks and to ensure that the correct insurance cover was in place.
Not only are the staff at Building Renovations Ltd fully trained and up to date with current Health and Safety best practice but the Directors have ensured that the company holds the best and most applicable insurance cover to protect you as clients.